Debt Settlement Company

Legal Credit settlement services

Debt Settlement is a service that was developed to help people who can no longer afford to pay their monthly minimums and do not want to file for Bankruptcy.

Debt Settlement is a legal process whereby a consumer retains the services of an attorney to represent them in negotiating and settling with that individual’s creditors. Qualified Debt Settlement attorneys leverage Federal and State consumer laws, as well as their existing relationships with major creditors, to negotiate the repayment of the consumer’s unsecured debts for significantly less than the full amount.

Credit Card Management

1. Credit Card #1: Balance Owed = $8,400 Negotiation = $4,200
2. Charged Off Account: Balance Owed = $15,000 Negotiation = $7,200
3. Account in Collections: Balance Owed = $3,600 Negotiation = $2,000
4. Total: $27,000 Total: $13,400

In the example above, the attorneys were able to negotiate a total settlement amount due of $13,400. That equates to a savings of $13,600 or approximately 50% of the total debt originally owed.

Debt Settlement is the fastest growing and most effective alternative to bankruptcy. Debt Settlement is not the same as Consumer Credit Counseling, Debt Consolidation or Debt Validation. By retaining the services of our attorneys to facilitate a Debt Settlement, our clients can expect to benefit from the use of the most effective Debt Settlement strategies available, but also to receive proper legal protection against the often predatory practices of debt collectors. As a law firm, our goal is to not only save our clients money, but to also uphold and defend their consumer rights as granted by the Fair Credit Billing Act, the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.

Our Debt Settlement solution has helped thousands of American families avoid bankruptcy and take the first step towards reaching their goal of financial freedom. The ultimate objective of the program is to get you the fastest debt relief possible so that you can focus on enjoying your life. You will be relieved of your debt burdens, you will avoid the hardships of bankruptcy, and more importantly, you will finally be debt-free!

 - courtesy of Debt Reduction Law Firm

For more information call 877-262-2223

Debt Solution – Dynamic Credit Solution

Dynamic Credit Solution offers a fast and affordable way to get out of debt for good. Our experienced staff has helped thousands of consumers eliminate their unsecured debt and avoid bankruptcy. Are you behind on your credit card bills? Can you barely afford to make minimum payments? Have you grown tired of paying high interest rates every month? Our program was designed to help you regardless of your situation! Please take a moment to visit our site and supply us with some basic information and one of our program advisors can tailor a program that specifically fits your needs. There is no obligation and the consultation is FREE!

Millions of people have chosen debt negotiation instead of filing for bankruptcy or using consumer credit counseling. The main reason for this is that Debt Negotiation could save you much more money and time than traditional debt management programs. It allows you to avoid the long term effects of a bankruptcy, which can negatively affect your credit for up to ten years. The concept of debt negotiation is to give both the creditor and the debtor a chance to get themselves out of unnecessary, tedious court proceedings and avoiding wasting any money and time. The debt negotiation process is successful because even credit card companies and lenders know that in modern times, the rate of bankruptcy filings is very high. Thus there are less chances of recovering the full debt amount if the debtor files bankruptcy than if a debt settlement is properly negotiated.

We have successfully negotiated with thousands of creditors, both large and small. Here are just a few of the companies that we work with on a regular basis: Chase, MBNA, Capital One, Providian, American Express, Bank of America, Wells Fargo, HSBC, Wachovia, GE Capital, Macy’s, JC Penney, Washington Mutual, GE Money Bank, Best Buy, Direct Merchants Bank, Nations Bank, Beneficial, Radio Shack, Victoria’s Secret, First Premier Bank, Dell, First Card, Lane Bryant, Lerner’s, Circuit City, Orchard Bank, Lord & Taylor, Household Financial (HFC), Mervyn’s, World Financial, Bank of New York, Citizens Bank, GE Consumer Finance and many, many more!

- courtesy of Dynamic Credit Solution

For more information call 877-262-2223

Debt Relief Programs

Debt Relief Programs

“Attorney-based debt settlement”

Debt Settlement-USA understands that people need a specialized attorney to represent them with their debt issues but either can’t afford one or don’t know how to retain one. Our attorneys specialize in debt settlement/negotiation and will work to get our clients the most advantageous settlement possible.

Debt Settlement-USA will do an in depth budget and hardship analysis, and, based on what you are able to pay each month, we can determine how many months you will be part of the program and ultimately be debt free. Clients usually are able to complete our program and become debt free in 24-36 months, compared with making your minimum payments at extremely high interest rates and continue being in debt for the next 30-40 years!

There are so many advantages and benefits to our Attorney based debt programs that it literally makes ‘other’ debt relief companies seem inferior, impracticable, and obsolete.

1. Attorney debt negotiation allows you to get out of debt much faster by eliminating revolving interest and reducing your principal debt balance.
2. You choose your monthly payment based on your monthly budget. There are many convenient payment options to choose from.
3. With this service, you’re retaining a Law Firm to handle the negotiating of your debts. Most major creditors ONLY DEAL WITH ATTORNEYS regarding these matters in the first place, not consumers or non-Attorney debt services.
4. Reduce debt collection calls. Under Federal Law, once you retain a Law Firm to manage your debts, the creditor or debt collector MUST contact the Law Firm and NOT you. You will redirect all collection calls and letters to the Law Firm.
5. Save thousands, even tens of thousands of dollars. Once you enroll your unsecured debts into the debt negotiation program, your total debt will decrease to a more manageable balance.
6. Avoid lawsuits! It is a fact that almost every credit card company will not attempt to sue a cardholder who has Attorney representation.
7. The Law Firm has a flawless track record with negotiating with creditors. To date, the Law Firm’s services have been effective 100% of the time for its clients that stay in the program and follow given instructions.
8. Using the Attorney’s debt negotiation program will enable you to get out of debt far sooner than making payments on your own. Having no debt can be reality and not a never ending financial struggle.
9. Attorney debt negotiation is legal and safe. Our Attorneys use federal laws to help enforce the best possible settlements with your creditors.
10. The Law Firm employed by Debt Settlement-USA is regulated by the Bar association with the highest ethical standings. Attorney members are licensed and are the most qualified professionals for dealing with creditors.
11. Our debt negotiation program is completely confidential. Your information is not shared with any third party not related to helping you get out of debt. Your privacy is seriously protected.
12. Our Attorneys work with just about every creditor and collection agency that you may have. If the debt is essentially unsecured, you can enroll that debt into the debt reduction service.
13. The Law Firm’s contract is a legal retainer, not a baseless contract from a non-Attorney company that literally just ‘tries’ to negotiate with creditors.
14. Satisfy your creditors! Get a $0 balance with your debts paid in full. Once your unsecured debts have been settled, you are finally debt free.

Attorney based debt programs have been proven to be very effective and the most secure method to eliminate debt fast. Debt Settlement-USA strives to retain the most qualified debt law firms to represent our clients and at the same time offer some of the lowest fee’s in the industry. You will not find a better debt reduction program out there, it simply does not exist. Call us Toll Free (877)262-2223.

Credit Card Negotiation | Debt Settlement | Debt Negotiation Programs

- courtesy of DebtSettlement-USA.com

For more information call 877-262-2223